PSD2 and GDPR: EDPB offers clarity – but is it enough? The second Payment Services Directive (PSD2) includes requirements in relation to the processing of data, but they do not work very well in conjunction with the General Data Protection Regulation (GDPR).

The European Data Protection Board welcomes comments on the Guidelines 06/2020 on the interplay of the Second Payment Services Directive and the GDPR - version for public consultation. Such comments should be sent by September 16th at the latest using the provided form.

Page 4|7 . 2.4 Clarity on the Processing of Personal Data for Anti-Money-Laundering Purposes . As recognized by the EDPB Guidelines, all PISPs and AISPs are obliged entities under Art. 3(2) of the AML Directive. As such, TPPs have the legal obligation to process personal data when applying The EDPB opines that explicit consent under the PSD2 is different from explicit consent under the GDPR. Explicit consent under the PSD2 is a contractual requirement so that the service provider can access and conduct subsequent processing and storage of personal data in order to provide payment services. The European Data Protection Board (EDPB) recently published its final guidelines on the interplay between the GDPR and the Second Payment Services Directive (PSD2). In line with the approach taken by the majority of the payment services industry, the EDPB confirmed that "explicit consent" under Article 94(2) of PSD2, is an additional "contractual consent" and a separate concept to 'explicit consent' under the GDPR.

issues. It can be argued that the principle purposes of the General Data Protection Regulation (Regulation (EU) 2016/679) ('GDPR') and the Payment Services Directive (Directive (EU) 2015/2366) ('PSD2') are in contrast with one. Un altro aspetto molto rilevante delle linee guida sul rapporto tra PSD2 e obblighi privacy è che, secondo l’EDPB, “attraverso la somma delle transazioni finanziarie, potrebbero essere rivelati diversi tipi di modelli comportamentali, comprese categorie particolari di dati personali e servizi aggiuntivi che sono facilitati dai servizi di informazione contabile potrebbero basarsi sulla In line with the approach taken by the majority of the payment services industry, the EDPB confirmed that "explicit consent" under Article 94(2) of PSD2, is an additional "contractual consent" and a separate concept to 'explicit consent' under the GDPR. As such, the EDPB interprets Article 94(2) of PSD2 as imposing something akin to transparency obligations (rather than GDPR level consent) — the data subject must be fully aware of the purposes for which their personal data is processed, and must explicitly agree to those clauses (which should be set out separately from other contractual matters). PSD2-GDPR guidelines in consultation | EDPB Geplaatst op 3 augustus 2020 door Ellen Timmer, advocaat ondernemingsrecht @Pellicaan During its 34th plenary session, the EDPB adopted draft Guidelines on the interplay between the second Payment Services Directive (PSD2) and the GDPR, read this press release , where they say: GDPR introduces a new, and very high, standard for the type of consent required for the processing of personal data. Although PSD2 does not provide a separate definition of consent, firms implementing PSD2 should not assume that the onerous GDPR interpretation will be required in all cases, as not all payment data is necessarily personal data. 2.

In deze Feb 2, 2021 The EDPB clarified that "explicit consent" under Article 94(2) of PSD2 is an EDPB Finalizes Guidance on GDPR Applicability Outside EU Sep 5, 2018 Protection Regulation (2016/679) (GDPR) and the revised EU Payment Services Directive (2015/2366) (PSD2). In its response, the EDPB set Directorate General: Competition - Revised Directive on Payment Services ( PSD2) · European European Data Protection Board (EDPB) GDPR: Guidelines , EDPB adopts Guidelines on examples regarding data breach notification The EU's General Data Protection Regulation (GDPR) is being misused by employers Interplay PSD2 and GDPR and letter to MEP Ďuriš Nicholsonová on contact&nbs EDPB.

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Silent Party Data In July 2020, the European Data Protection Board (“EDPB”) has published its guidelines on the interplay between PSD2 and GDPR for public consultation. While the guidelines confirm the EDPB’s previous remarks on the two laws — such as the lawful basis for processing personal data in the Open Banking ecosystem — the guidelines perhaps add further uncertainty on what organisations Both PSD2 and the GDPR are complex legislation and the relationship between distinct provisions of each law and how they work together is not altogether clear, (EDPB) — the EU body As such, the EDPB interprets Article 94(2) of PSD2 as imposing something akin to transparency obligations (rather than GDPR level consent) — the data subject must be fully aware of the purposes for which their personal data is processed, and must explicitly agree to those clauses (which should be set out separately from other contractual matters).

Positionspapier EDPB Guidelines Interplay PSD2 & GDPR Jetzt herunterladen (pdf, 176.89 KB) We believe that more cooperation and exchange between data protection authorities and practitioners is needed to translate the legal text of the GDPR into practice and reduce legal uncertainty, especially in the context of the interplay with the Second Payment Services Directive (PSD2) as well as with

2. Recital 89 of the PSD2 states in relation to the processing of personal data that "the precise purpose should be specified, the relevant legal basis referred to, the relevant security requirements laid down in [the GDPR] complied with, and the principles of necessity, proportionality, purpose limitation and proportionate data retention period respected. Bitkom Position Paper: EDPB Guidelines Interplay PSD2 & GDPR We believe that more cooperation and exchange between data protection authorities and practitioners is needed to translate the legal text of the GDPR into practice and reduce legal uncertainty, especially in the context of the interplay with the Second Payment Services Directive (PSD2) as well as with other legislation. the safeguards laid down in Article 9(1) GDPR. If this is not the case, meaning that financial transaction data are not processed in order to infer special categories of data, Article 9(1) GDPR should not apply.

Medlemsstater: EDPB. Den Europeiska dataskyddsstyrelsen ("EDPB") har publicerat riktlinjer för förhållandet mellan dataskyddsförordningen ("GDPR") och det andra Den Europeiska dataskyddsstyrelsen ("EDPB") har publicerat riktlinjer för förhållandet mellan dataskyddsförordningen ("GDPR") och det andra EDPB ha antagit riktlinjer för förhållandet mellan GDPR och PSD2. Det handlar bland annat om frågor som rör samtycke. Läs mer på EDPB:s riktlinjer för förhållandet mellan #GDPR och #PSD2 handlar särskilt om frågor som rör grunden för samtycke, behandling av känsliga personuppgifter I detta belyser vi förhållandet mellan PSD2 och GDPR, med fokus på I sitt uttalande konstaterar EDPB att kravet i PSD2 om ett uttryckligt Coming up in this week's episode:GDPR after completion of the EU/UK Brexit trade Calendar booking, Article 49, Schrems II, PSD2, University College Dublin, Foxtons, Facebook, Stormshield, ICO Child Friendly Code, EDPB and EDPS, Results of GDPR Awareness Survey of people now working from home,EU Drugs Calendar booking, Article 49, Schrems II, PSD2, University College Dublin, Foxtons, Facebook, Stormshield, ICO Child Friendly Code, EDPB and EDPS, igenom de väsentligaste punkterna i EDPB:s rekommendationer som Samspelet mellan GDPR och PSD2 – konkurrens och komplement. Samtidigt meddelar den svenska Datainspektionen den 11 juli att man kommer att ta över ordförandeklubban för den arbetsgrupp inom EDPB (General Data Protection Regulation, GDPR) och ersatte dataskyddsdirektivet EDPB), som består av företrädare för EU:s nationella dataskyddsmyndigheter Located on the ground floor of the Berlaymont building, EDPB and EDPS staff data triggers the material scope of both the GDPR and the ePrivacy Directive, GDPR firar två år och Datainspektionen publicerar rapport om EDPB uppdaterar riktlinjer om samtycke för placering av cookies · 2020.05. Ett år med PSD2. (EDPB) en sajt där man önskar feedback på framtagna guidelines gällande samspelet mellan PSD2 och GDPR.
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For example, when is “consent” required to access payment data and what does consent mean?

Under GDPR, in the context of a contractual relationship, the legal basis for data processing would be ‘performance of a contract’ instead of the PSU’s ‘consent’. Positionspapier EDPB Guidelines Interplay PSD2 & GDPR Jetzt herunterladen (pdf, 176.89 KB) We believe that more cooperation and exchange between data protection authorities and practitioners is needed to translate the legal text of the GDPR into practice and reduce legal uncertainty, especially in the context of the interplay with the Second Payment Services Directive (PSD2) as well as with Het Europees Comité voor Gegevensbescherming (EDPB) heeft onlangs de finale richtsnoeren gepubliceerd over de wisselwerking tussen de GDPR en de tweede richtlijn betalingsdiensten (PSD2).
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The thesis will give an overview of PSD2 and point at the relevant EDPB: European Data Protection Board between PSD2 and GDPR will be raised. This is

Thursday, 5 July, 2018. EDPB. The EDPB adopted a letter on behalf of the EDPB Chair addressed to Sophie in’t Veld MEP regarding the revised Payments Services Directive (PSD2 Directive).